AUTO INJURY CARE
Car accidents can be traumatic, and often we don’t know the next steps. Let us help you through the process. Even when car accidents seem minor, significant injury can still occur to your muscles, ligaments, joints and even discs. Common symptoms like headaches, neck pain, lower back pain, jaw pain and fatigue should be evaluated. We recommend a musculoskeletal evaluation within the first 3 weeks following an accident. We can make sure you get an accurate diagnosis and start treatment immediately. A swift response to even minor injuries can prevent them from becoming worse.
What to Know if you have been in a Car Accident
Chiropractic care, massage therapy and acupuncture can be an important part of your healing from car accident injuries. Injuries can be very serious or fairly mild. If you believe that your injuries are serious we recommend seeking a medical evaluation at the Emergency Department. Our office is the next best place to start if you are wondering how to handle your car accident injuries. Our doctors are experts in soft tissue and other injuries often seen after a car accident. We can order x-rays, MRIs and any other diagnostic tests you might need. We will set up an effective treatment plan and help you manage chiropractic, massage, acupuncture, physical therapy or any other adjunct treatment you might need. Call or email our office to set up a consultation today: 303-744-7100 or email@example.com
Auto Accident Office Policy
If you have been involved in a car accident there is a high likelihood that you will benefit from regular chiropractic care (and other manual therapy) soon after your trauma. Most patients are faced with the question of how to pay for medical care after a car accident. Our office policy helps to make sure you get the care you need and is as follows:
1. In the state of Colorado, your own auto insurance is primary
Often called “med-pay”, Medical Payments Coverage is provided by your own auto insurance company. It includes at least $5,000 of coverage for the insured driver and passengers for injuries sustained in a car accident, regardless of who is at fault. Filing a Med pay claim and using Med Pay will not raise your insurance premiums. Although the coverage is mandatory, there is a provision for consumers who do not want med-pay coverage to opt-out in writing.
Simply call your auto insurance provider and they will be able to tell you whether or not you have Med Pay and how much your limits are. Once you are given a Med Pay claim number from your insurance company, simply provide this claim number to us at your next office visit and we will submit the bills to your insurance. If the other party has taken responsibility we will still send all claims to your insurance company and they then can recover costs independently from the third party insurance.
2. No Medical Payments Coverage on your Auto Insurance
If you don’t have Medical Payments Coverage or have opted-out, your other options are as follows:
Attorney Representation: We have a network of attorneys who are ready to help you through the process of getting your medical bills covered. They are knowledgeable and able to help you with legal representation and guidance when dealing with the at fault party and their insurance company
Lien: A lien is a loan provided by the health care provider, in this case by our office. A lien is offered when a patient is unable to afford the necessary treatment after an auto accident. In this case the health care provider will not be reimbursed until after the case settles. Because there is risk involved with offering a lien, our office policy is to require that an attorney handle your case and work with our office
Pay at Time-Of-Service: Some patients chose to benefit from our time-of-service discount by paying for treatment as they go. Our office will not bill your claims to any insurance company and you will be responsible for payment. However, you are eligible to send in receipts and possibly be reimbursed by the at-fault auto insurance company if they deem your treatment ‘medically necessary.’ This option is not recommended if significant treatment is needed to attain your pre-accident level of wellness.
If you do not have Med Pay on your auto insurance or we have not verified it prior to your first appointment, all payments for your first visit will be due at the time of service
ATTORNEYS WE RECOMMEND
Mark Gould Law
1665 Grant Street, First Floor
1700 Lincoln Street, Suite 2700
Denver, CO 80203
Phone: (303) 592-5900
Please contact our office (303) 744-7100 with any further questions or if you need help determining which of the above payment methods will be best for you.
If you do not have Med Pay on your auto insurance or we have not verified it prior to your first appointment, all payments for your first visit will be due at the time of service.